Alison Hilton's financial history isn't all that different from most people.
She receives many pre-approved letters in the mail for credit cards, and she typically jumps at the opportunity to increase her buying power.
But when her employer began downsizing, things took a turn for the worse, and she was forced to miss a few payments on some of her credit cards. Before long, debt collectors were calling her at all hours. Some were even threatening to sue her.
“I had this great paying job, and life was good… then almost overnight everything changed”, Alison explains.
Before long, her credit score had tanked to 588.
This put her well into what is considered the “poor” credit category.
What's worse is, she quickly found out that even after paying off debt collectors for small collections of just $136 and $76, the payments did not help her score. These negative items, even when paid, would stay on her credit report for 7 years.
It was like she had been blacklisted.
She felt helpless, as she and her husband Scott were forced to put their dreams of buying a new home on hold...possibly for good…
Or so they thought...
How Everything Changed
Feeling like she had nowhere to turn, Alison did what many people do, and signed up for a “credit repair” service.
But as she and her husband soon found out, the service's claims of being able to “fix her credit”, wound up being nothing more than empty promises.
In her words: “The credit repair company would withdraw $99 from my bank account every month, but my credit score actually got worse!”
Feeling frustrated, and defeated, the newly married couple were about to give up.
Until a conversation with a family friend named Jay, who had worked inside the credit industry for years… changed everything…
They had no idea at the time, that the “inside information” he revealed to them, would soon become the answer to their credit woes… and would transform their financial lives, forever...
He showed them a ‘shortcut' to improving their credit.
A shortcut that he told them, is 100% legal, and works no matter how bad your credit is.
Of course Alison & Scott were skeptical, but with the credit card bills and interest fees piling up every single month... they realized this was their last resort…
So they gave Jay's “credit secret” a shot.
A short time later Alison reported “I was able to raise my credit score from 588 all the way up to 781 in only 90 days!”
And her husband Scott reported that his score went from a lowly 476 all the way up to 751. Although he says it took him a little longer than the 90 days Alison experienced.
Regardless, they were both so excited, that they went out and financed their dream cars (BMW's), at a 0.9% interest rate.
Just weeks earlier they would have been laughed out of the dealership.
With their newfound credit, the couple admits that they've learned a hard lesson, and are being very careful on not missing any payments in the future, no matter how small.
Not only that, but Alison has gained new employment that allows her to work from home, at a higher salary than her previous job. So now she gets to stay home and spend more time with their new baby.
A Much Needed Win
“We feel so blessed to have been given this 2nd chance, and we will never make the same mistakes again. We don't have to screen our calls or read threatening letters in the mail anymore”, says Alison.
After using Jay's credit secrets with great success, the Hilton's shared it with a few family members and friends, so they could try it too.
“After we saw success ourselves, and for our family & friends, we knew we had stumbled upon something pretty special here. So we asked Jay to record a video of the exact process, so we could share it with others who need to fix their credit fast.”
You Can Do This Too
Thankfully Jay agreed to create and share a video of the exact process, and you can watch the video for yourself by clicking here.
Fair warning though - it's a bit shocking at first. Because in it, he exposes the “dark side” of how some companies purposely keep us in debt with bad credit.
But more importantly, he shows how using this simple shortcut, anyone can now break free from bad credit, and potentially skyrocket their scores.
You can watch the video here.
According to Jay, as of this writing, the video has been watched by just over 5 million people, and thousands of folks have written to him about their amazing results.
If you care about taking back your life from the stress that bad credit causes, then you owe it to yourself to watch it right away.
Whatever you do, it is important to know that there are steps you can take to better your credit situation. And with over 100 million Americans with a low credit score, you are certainly not alone.