Paul Golden

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FILE - In this Jan. 28, 2021, file photo, pedestrians pass a GameStop store on 14th Street at Union Square, in the Manhattan borough of New York. The recent GameStop frenzy provided what parents and educators call a teachable moment - an opportunity that presents itself to lend a little insight. The Associated Press talked to a few parents and financial experts for their tips, and included in their advice was teaching kids early on about money, keeping the discussions simple but interesting and letting kids practice investing. (AP Photo/John Minchillo, File)

Investing ABCs: Teaching your kids about money and markets

By SARAH SKIDMORE SELL - Associated Press

FILE - In this Aug. 30, 2017, photo, automated teller machines are lined up during the manufacturing process at Diebold Nixdorf in Greensboro, N.C. It’s important to find a bank that meets all your unique needs in terms of access, technology and cost. Be sure to consider credit unions or online banks that typically offer lower fees and better interest rates. (AP Photo/Gerry Broome, File)

How to break up with your bank

By SARAH SKIDMORE SELL - Associated Press

FILE- This June 10, 2015, file photo shows chip credit cards in Philadelphia. Cheapskates and low spenders aren’t the ideal credit card customers for banks because they’re typically not as profitable as fast-swiping spendthrifts who rack up finance charges. Still, banks offer credit cards with features that can fit well into a frugal lifestyle. (AP Photo/Matt Rourke, File)

A cheapskate’s guide to shopping for credit cards

By GREGORY KARP - Associated Press

FILE- In this June 15, 2017, file photo, credit cards are seen in Haverhill, Mass. A starter credit card is just that, a start. Used responsibly, it’s a way to build a positive credit history, which will help you with things like getting a better deal on a mortgage or cheaper car insurance; and it will help you qualify for a card with better terms down the road. (AP Photo/Elise Amendola, File)

What really matters with your first credit card

By CLAIRE TSOSIE - Associated Press