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Bernanke Small Busine_Thir.jpg

In this March 25, 2010 file photo, Federal Reserve Chairman Ben Bernanke testifies on Capitol Hill in Washington. Bernanke stepped up pressure on Monday, July 12, 2010, to get banks to boost lending to the nation's small businesses, a critical element to spurring the economic recovery and reducing unemployment.(AP Photo/Manuel Balce Ceneta, File)

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Federal Reserve Chairman Ben S. Bernanke (left) speaks with former Federal Reserve Chairman Paul Volcker before President Obama signs the Dodd-Frank Wall Street Reform and Consumer Protection Act at the Ronald Reagan Building and International Trade Center in Washington on Wednesday, July 21, 2010. (AP Photo/Charles Dharapak)

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Fed_Economy_Lea.jpg

The Federal Reserve headquarters in Washington (AP Photo/Alex Brandon)

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Obama_Fed_Nominees_Thir.jpg

** FILE ** In this April 16, 2008, photo, Janet L. Yellen, president and CEO of the Federal Reserve Bank of San Francisco, speaks about foreclosures to the Bay Area Council Outlook Conference in Alameda, Calif. President Obama on Thursday, April 29, 2010, named Ms. Yellen to be vice chairwoman of the Federal Reserve and filled two other vacancies at the central bank whose decisions influence economic activity, employment and inflation. (AP Photo/Paul Sakuma)

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Wall_Street_Webe.jpg

The Fed's prolonged low interest rate policy hasn't delivered the promised economic recovery. (AP Photo/Seth Wenig)

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** FILE ** Treasury Secretary Timothy F. Geithner has a word with Federal Reserve Chairman Ben S. Bernanke as they testify before the House Financial Services Committee on Capitol Hill in Washington on Tuesday, April 20, 2010. (AP Photo/Charles Dharapak)

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** FILE ** Federal Reserve Chairman Ben S. Bernanke

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Traders signal in the CME Group's S&P 500 futures pit in Chicago Wednesday shortly after the Federal Reserve cut interest rates by a half-point.

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A television screen at the New York Stock Exchange shows the decision of the Federal Reserve to lower interest rates, Wednesday Oct. 8, 2008. The emergency cut led by the Federal Reserve will at least temporarily provide relief for investors who have been battered this week. (AP Photo/Richard Drew)

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Bernake_Financial_M3.jpg

THE WASHINGTON TIMES FILE Federal Reserve Chairman Ben Bernanke.

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**FILE** Jannily Conejo, 2 months, is fed by her mother at the teen pregnancy program offered at the Upper Cordoza Clinic. (The Washington Times)