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WILLIAMS: Dynamics of market credit for low-end consumers
Question of the Day
Smaller loans have higher transactional costs relative to the loan amount. While government regulations designed to “protect consumers” may be well-intended, if the result is to prevent lenders from recovering those costs, then the unintended result will be denial of credit to otherwise creditworthy consumers.
• Armstrong Williams, author of the 2010 book “Reawakening Virtues,” is on Sirius Power 128 from 7-8 p.m. and 4-5 a.m. Mondays through Fridays. Become a fan on Facebook at www.facebook.com/arightside, and follow him on Twitter at www.twitter.com/arightside. Read his content on RightSideWire.com.
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