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Democrats push for $10K fine for gun owners without liability insurance

A group of congressional Democrats has signed on to new legislation that would mandate liability insurance for all gun owners in the United States — and fine those who refuse to purchase it as much as $10,000.

The Daily Caller reports that New York Rep. Carolyn Maloney's Firearm Risk Protection Act says that all gun buyers — before they buy — purchase and show proof of "a qualified liability insurance policy," and that those caught owning a weapon without the insurance are subject to harsh fines.

"It shall be unlawful for a person who owns a firearm purchased on or after the effective date of this subsection not to be covered by a qualified liability insurance policy," the text of the bill states.

Ms. Maloney says her bill would shift the cost of gun violence back onto those who own the weapon. Gun rights groups call that logic ridiculous, however.

"[The bill] is ridiculous on its face, as it presumes law-abiding gun owners are guilty for merely exercising a fundamental, constitutional right," said Chris Cox, the executive director of the NRA's Institute for Legislative Action, to The Daily Caller.

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