By Douglas Holtz-Eakin
The young drop coverage to avoid higher premiums
Independent voices from the TWT Communities

The "single most important event" in cases where ordinary citizens step forward to reveal fraud and corruption, according to Stephen Kohn, is "who you blow the whistle to and what you say."
A simple mistake in reporting fraud or corruption can cause a person to lose his entire career, Mr. Kohn said in an interview.
"It's very hard to listen to the horror stories where people were trying to do the right thing and made a mistake," said Mr. Kohn.