- Associated Press - Tuesday, August 12, 2014

Wisconsin state employees have some of the most valuable health insurance plans in the nation, according to a study released Tuesday by the Pew Charitable Trusts and John D. and Catherine T. MacArthur Foundation.

The study looked at plans’ average actuarial value, which reflects the share of medical costs that would be covered for most people. It found Wisconsin state employees’ plans averaged 97 percent, comparable to “premium plans” purchased through the new, online health insurance marketplaces.

Nationwide, the average was 92 percent.

Most people shopping in the marketplaces buy plans with an average actuarial value of 70 percent. Plans provided by private employers typically cover about 80 percent.

Here’s a look at states with the nine most valuable employee health insurance plans:

  Average Actuarial Value Average total premium per employee Average employee premium contribution
Connecticut 98 $1,199 14%
Iowa 97 $982 3%
New Hampshire 97 $1,512 6%
New Jersey 97 $1,334 5%
Rhode Island 97 $1,230 20%
Wisconsin 97 $1,331 13%
Hawaii 96 $792 42%
Maryland 96 $1,006 19%
New York 96 $1,106 24%
United States 92 $963 16%

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