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FILE - In this Aug. 22, 2019 file photo, California State Insurance Commissioner Ricardo Lara discusses what his department is doing to help people in high wildfire risk areas keep insurance, in Grass Valley, Calif. On Thursday, Dec. 5, 2019, Lara ordered insurance companies to stop dropping customers impacted by recent wildfires. The order only lasts for one year and only covers homeowners who live within the perimeter of one of 16 different wildfires that raged across the state in October. (Elias Funez/The Union via AP, File)

FILE - In this Aug. 22, 2019 file photo, California State Insurance Commissioner Ricardo Lara discusses what his department is doing to help people in high wildfire risk areas keep insurance, in Grass Valley, Calif. On Thursday, Dec. 5, 2019, Lara ordered insurance companies to stop dropping customers impacted by recent wildfires. The order only lasts for one year and only covers homeowners who live within the perimeter of one of 16 different wildfires that raged across the state in October. (Elias Funez/The Union via AP, File)

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