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** FILE ** Red Cross Director Gail McGovern stands next to the remains of a destroyed house in Pratt City, Ala., on Sunday, May 1, 2011. Ms. McGovern says the 130-year-old Red Cross had little choice but to restructure in order to ward off a projected deficit. (AP Photo/Butch Dill, File)

** FILE ** Red Cross Director Gail McGovern stands next to the remains of a destroyed house in Pratt City, Ala., on Sunday, May 1, 2011. Ms. McGovern says the 130-year-old Red Cross had little choice but to restructure in order to ward off a projected deficit. (AP Photo/Butch Dill, File)

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