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A mangled street sign stands among tornado debris in Joplin, Mo, last May. The twister killed 161 people and cost $2.8 billion in damage. Insurance is expected to cover most of the loss, but taxpayers could foot $500 million. (Associated Press)

A mangled street sign stands among tornado debris in Joplin, Mo, last May. The twister killed 161 people and cost $2.8 billion in damage. Insurance is expected to cover most of the loss, but taxpayers could foot $500 million. (Associated Press)

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