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**FILE** President Obama (left) speaks Feb. 9, 2012, in Washington about a settlement with the nation's five largest banks over foreclosures. Attorney General Eric H. Holder Jr. is in the background. (Associated Press)
Photo by: Susan Walsh
**FILE** President Obama (left) speaks Feb. 9, 2012, in Washington about a settlement with the nation's five largest banks over foreclosures. Attorney General Eric H. Holder Jr. is in the background. (Associated Press)

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