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In this photo taken Feb. 9, 2016, a car involved in an accident sits in the road Virginia. The Consumer Federation of America says it found premium hikes in some cases reaching $400. It looked at premium quotes in 10 cities from five of the nations largest auto insurers and found that Progressive aggressively used a not-at-fault penalty, surcharging drivers in eight of the ten cities.  (AP Photo/Jennifer C. Kerr)
Photo by: Jennifer C. Kerr
In this photo taken Feb. 9, 2016, a car involved in an accident sits in the road Virginia. The Consumer Federation of America says it found premium hikes in some cases reaching $400. It looked at premium quotes in 10 cities from five of the nations largest auto insurers and found that Progressive aggressively used a not-at-fault penalty, surcharging drivers in eight of the ten cities. (AP Photo/Jennifer C. Kerr)

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