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In this photo taken March 31, 2015, William Preus stands in the backyard of his home in St. Petersburg, Fla. Preus was covered by the health overhaul for part of last year before transitioning to Medicare, creating a major tax headache for him. As the April 15 tax deadline nears, people who got help paying for health insurance under President Barack Obama's law are seeing the direct effect on their refunds _ hundreds of dollars, for better or worse. With subsidies tied to income, consumers must accurately estimate what they will make for the coming year _ and that's been a challenge. Guess on the low side, get more help now with premiums, but owe money later at filing time. Overestimate income, expect bucks back from the taxman. (AP Photo/Steve Nesius)

In this photo taken March 31, 2015, William Preus stands in the backyard of his home in St. Petersburg, Fla. Preus was covered by the health overhaul for part of last year before transitioning to Medicare, creating a major tax headache for him. As the April 15 tax deadline nears, people who got help paying for health insurance under President Barack Obama's law are seeing the direct effect on their refunds _ hundreds of dollars, for better or worse. With subsidies tied to income, consumers must accurately estimate what they will make for the coming year _ and that's been a challenge. Guess on the low side, get more help now with premiums, but owe money later at filing time. Overestimate income, expect bucks back from the taxman. (AP Photo/Steve Nesius)

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