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FILE - In this Wednesday Nov. 14, 2007 file photo, hotels and casinos in Atlantic City, N.J. are reflected in the water early in the morning. A loan program that was supposed to lend as much as $40 million to struggling homeowners and businesses in this cash-strapped resort city has given out nothing and instead led to a federal lawsuit. Atlantic City is suing to get back $3 million it gave to the company that has failed to run the Community Loan Program, launched in 2013 by Lorenzo Langford, the mayor at the time. (AP Photo/Mel Evans,file)

FILE - In this Wednesday Nov. 14, 2007 file photo, hotels and casinos in Atlantic City, N.J. are reflected in the water early in the morning. A loan program that was supposed to lend as much as $40 million to struggling homeowners and businesses in this cash-strapped resort city has given out nothing and instead led to a federal lawsuit. Atlantic City is suing to get back $3 million it gave to the company that has failed to run the Community Loan Program, launched in 2013 by Lorenzo Langford, the mayor at the time. (AP Photo/Mel Evans,file)

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