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Robert Nadell from San Diego, sits in Balboa Park, a place he calls "one of the most beautiful parks in the world", Tuesday, May 24, 2016, in San Diego. Nadell says his concern about the future led him to prepare with savings and insurance". Demand for long-term care is expected to increase as the nation ages, but the majority of Americans 40 and older lack confidence in their ability to pay for it. (AP Photo/Lenny Ignelzi)

Robert Nadell from San Diego, sits in Balboa Park, a place he calls "one of the most beautiful parks in the world", Tuesday, May 24, 2016, in San Diego. Nadell says his concern about the future led him to prepare with savings and insurance". Demand for long-term care is expected to increase as the nation ages, but the majority of Americans 40 and older lack confidence in their ability to pay for it. (AP Photo/Lenny Ignelzi)

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