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In this March 8 2016 photo, fourth-grade teacher Lori Clarke prepares for her students at Lonnie B. Nelson Elementary in Richland School District 2 in suburban Columbia, S.C. South Carolina's Career Changers loan-forgiveness program nearly covered the cost of Clarke's master's degree in education from the University of South Carolina. After graduating, $45,000 worth of loans were erased over three years of teaching at a high-poverty school in the Columbia area. She now works in a nearby school district. (AP Photo/Seanna M. Adcox)

In this March 8 2016 photo, fourth-grade teacher Lori Clarke prepares for her students at Lonnie B. Nelson Elementary in Richland School District 2 in suburban Columbia, S.C. South Carolina's Career Changers loan-forgiveness program nearly covered the cost of Clarke's master's degree in education from the University of South Carolina. After graduating, $45,000 worth of loans were erased over three years of teaching at a high-poverty school in the Columbia area. She now works in a nearby school district. (AP Photo/Seanna M. Adcox)

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