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FILE - This Aug. 11, 2019 file photo shows an American Express card in New Orleans. American Express Co. says its fourth-quarter net income fell 15% to $1.44 billion as the coronavirus pandemic continued to impact its bottom line. On a per-share basis, the New York-based company said Tuesday, Jan. 26, 2021, that it had net income of $1.76, down from $2.03 per share a year earlier. (AP Photo/Jenny Kane, File)

FILE - This Aug. 11, 2019 file photo shows an American Express card in New Orleans. American Express Co. says its fourth-quarter net income fell 15% to $1.44 billion as the coronavirus pandemic continued to impact its bottom line. On a per-share basis, the New York-based company said Tuesday, Jan. 26, 2021, that it had net income of $1.76, down from $2.03 per share a year earlier. (AP Photo/Jenny Kane, File)

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