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This Wednesday, Nov. 12, 2014, photo shows the HealthCare.gov website, where people can buy health insurance, on a laptop screen in Portland, Ore. The second open enrollment period for buying health insurance under the federal Affordable Care Act started on Saturday, Nov. 15, 2014. (AP Photo/Don Ryan) **FILE**

This Wednesday, Nov. 12, 2014, photo shows the HealthCare.gov website, where people can buy health insurance, on a laptop screen in Portland, Ore. The second open enrollment period for buying health insurance under the federal Affordable Care Act started on Saturday, Nov. 15, 2014. (AP Photo/Don Ryan) **FILE**

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