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 In this June 15, 2018, file photo, cash is fanned out from a wallet in North Andover, Mass. Halfway through the year is an ideal time to check on your finances and prepare for year-end expenses. (AP Photo/Elise Amendola, File)
Photo by: Elise Amendola
In this June 15, 2018, file photo, cash is fanned out from a wallet in North Andover, Mass. Halfway through the year is an ideal time to check on your finances and prepare for year-end expenses. (AP Photo/Elise Amendola, File)

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