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Enrollment counselor  Vue Yang (left) goes over some of the health insurance plans available to Laura San Nicolas (center), accompanied by her daughter, Geena, 17, while enrolling for health insurance at Sacramento Covered in Sacramento, Calif., on Feb. 12, 2015. State-run health insurance markets that offer taxpayer-subsidized coverage under President Barack Obama’s law are grappling with high costs and disappointing enrollment, challenges that could lead more of them to turn over functions to the federal government, or join forces with other states. (Associated Press) **FILE**

Enrollment counselor Vue Yang (left) goes over some of the health insurance plans available to Laura San Nicolas (center), accompanied by her daughter, Geena, 17, while enrolling for health insurance at Sacramento Covered in Sacramento, Calif., on Feb. 12, 2015. State-run health insurance markets that offer taxpayer-subsidized coverage under President Barack Obama’s law are grappling with high costs and disappointing enrollment, challenges that could lead more of them to turn over functions to the federal government, or join forces with other states. (Associated Press) **FILE**

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