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Stan Dorn, director of the National Center for Coverage Innovation, speaks at a news conference in Annapolis, Md., Wednesday, Feb. 13, 2019, about a Maryland measure to create an individual health care mandate in the state. It would give the uninsured in the state a choice: either make a down payment on health insurance or pay a penalty to the state. Del. Joseline Pena-Melnyk, left, and state Sen. Brian Feldman, who are sponsoring the legislation, listen. (AP Photo/Brian Witte)

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