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In this Aug. 11, 2019, photo a man puts his Visa card on a stack of cards for a split check at a restaurant in New Orleans. According to a NerdWallet study $35 is the average fee the country’s largest banks charge customers who overdraw their accounts. (AP Photo/Jenny Kane)

In this Aug. 11, 2019, photo a man puts his Visa card on a stack of cards for a split check at a restaurant in New Orleans. According to a NerdWallet study $35 is the average fee the country’s largest banks charge customers who overdraw their accounts. (AP Photo/Jenny Kane)

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